First things first: we’ll sit down, ask a few questions and get a really good understanding of where you’re at in life and where you want to be.

We’ll have a look at your current Kiwisaver investments and strategy to see whether there’s anything we can improve or optimise.

If we do think change is necessary, we’ll place you in a reputable Kiwisaver fund with an optimal risk profile — meaning your rate of return is directly associated with your circumstances and risk tolerance.

Once you’re set up, we keep in touch — you’ll get annual reports on the performance of your Kiwisaver. If anything changes in your life, we can meet up and talk about it.